A credit card from First National Bank is the convenient and affordable way to make your shopping, entertainment and travel purchases. Stop in and ask one of our First National Bank Employees for an application.
Visa Platinum Rewards Credit Card
•Low variable APR of 5.95% + Prime
•Currently offering an Introductory APR of 0% for 6 months
•No annual fee
•Earn reward points for every dollar spent on purchases and balance transers (see Rewards Program Below)
•Online account access to view account information and make payments
•Transfer balances via phone through our Service Center
•Complimentary Year end summary of account activity
•Visa's Zero Liability fraud protection
•Acceptance at millions of merchants that accept Visa Credit Cards
•20-day interest-free grace period
•Optional credit card insurance available
•Up to $500,000 Travel Accident Insurance
Visa Platinum Rewards Program
•Automatic benefit of Visa Platinum membership
•Earn (1) point for each dollar in purchases and balance transfers, earn (2) points for each dollar of interest billed
•Redeem points for travel rewards (such as airline tickets, car rentals, hotel, and vacation packages), merchandise or a cash credit to the account. The customer chooses their reward.
◦1,250 points to start redeeming for merchandise
◦3,000 points to start redemption for car rental vouchers
◦10,000 points to start redemption for cash, credit, and hotel stays
◦25,000 points for airline travel on most major carriers
◦No monthly/annual limit on number of points cardholder can earn
•No annual fee
Visit www.rewards.umb.com for a visual catalog or call 1-800-310-6250 if the customer has no internet access. For Travel Services call 1-877-809-5598.
*Payments should be sent directly to Card Services for processing. Cardholders can also make payments online or over the phone.
*Customers may access their account information 24 hours a day by calling 1-800-821-5184. Live Service Centers are available from 9 a.m. to 10 p.m. (mst), seven days a week.
*Customers are able to report fraud and lost/stolen cards 24 hours a day, 7 days a week @1-800-821-5184